With inflation and rising living costs continuing to pressure Canadian households, the Canada Workers Benefit (CWB) is delivering critical financial relief.
In 2025, eligible workers could receive up to $1,238 in advance payments, providing immediate support to help with day-to-day expenses.
The Canada Workers Benefit ensures that low- and moderate-income Canadians not only benefit during tax season but also throughout the year with instalment payments.
What Is the Canada Workers Benefit?
The Canada Workers Benefit is a refundable tax credit aimed at supplementing the incomes of Canadians who are employed but earn modest wages. It consists of:
- Basic Amount – calculated based on family status and income.
- Disability Supplement – available for individuals approved under the Disability Tax Credit (DTC).
The credit is automatic once you file your taxes, with no need for a separate application.
2025 Payment Schedule
The CRA issues advance Canada Workers Benefit payments three times a year so beneficiaries do not need to wait until tax season.
| Payment Date | Instalment Details |
|---|---|
| January 10, 2025 | First advance instalment |
| July 11, 2025 | Second advance instalment |
| October 10, 2025 | Final advance instalment for 2025 |
The remaining portion of the benefit will be added to your 2025 tax refund in spring 2026.
Payment Amounts in 2025
Payment amounts have been indexed to account for inflation. Here’s how they look across key categories:
| Region | Single (No DTC) | Family (No DTC) | Maximum With Disability Supplement |
|---|---|---|---|
| Standard Provinces | $265 | $456.50 | $730.17 |
| Alberta | $284 | $425.17 | $698.83 |
| Nunavut | $263 | $395.17 | $699.17 |
| Quebec | $617.56 | $963.09 | $1,238.99 |
This explains how some households may see up to $1,238 in Canada Workers Benefit support during 2025.
Eligibility for CWB in 2025
To qualify, you must:
- Be a Canadian resident throughout 2024.
- Be 19 years of age or older by December 31, 2024 (or live with a spouse/common-law partner or dependent child).
- Have income from employment or self-employment.
- File your 2024 income tax return by November 1, 2025.
Income Thresholds for 2025
The amount you receive depends on your income level and family status. As income rises, the benefit phases out.
Singles: $26,149 – $36,749
Families: $29,833 – $48,093
For the Disability Supplement, eligibility phases out at higher levels (up to $42,222 for singles and $59,038 for families).
Why the CWB Matters in 2025
The Canada Workers Benefit is more than just a tax credit—it’s a financial lifeline. With food, housing, and transportation costs rising, the CWB helps ensure that work continues to pay. Advance payments provide ongoing support, making budgeting easier for workers across the country.
The $1,238 Canada Workers Benefit boost for 2025 gives hard-working Canadians much-needed relief against inflation and rising living expenses.
By ensuring you meet the eligibility requirements and file taxes on time, you can maximize your benefit and receive support throughout the year.
FAQs
Who qualifies for the $1,238 Canada Workers Benefit in 2025?
Low- and moderate-income Canadians aged 19 or older who file their 2024 taxes and meet income thresholds.
When are the CWB payments made in 2025?
Payments are scheduled for January 10, July 11, and October 10, 2025.
Does the disability supplement increase the benefit amount?
Yes. Eligible individuals may receive an additional disability top-up worth hundreds of dollars, raising their total benefit.