Ontario residents are set to receive a significant financial boost in August 2025 as the Canada Revenue Agency (CRA) rolls out three enhanced benefit payments. These payments are designed to support families, seniors, and individuals with disabilities as they navigate the ongoing challenges of higher living costs.
In this article, we’ll cover every detail of the Canada Child Benefit (CCB), the Ontario Trillium Benefit (OTB), and the brand-new Canada Disability Benefit (CDB). We’ll explain eligibility rules, payment dates, and how much support you can expect.
Overview of August 2025 CRA Benefit Boosts
Ontario households can look forward to three CRA-administered benefits this August:
- Canada Child Benefit (CCB) – Monthly support for families raising children.
- Ontario Trillium Benefit (OTB) – A combination of provincial tax credits paid monthly.
- Canada Disability Benefit (CDB) – New federal program for low-income working-age adults with disabilities.
These benefits not only help cover daily costs but also ensure families and vulnerable groups receive steady and predictable financial aid.
Payment Breakdown
| Benefit Program | Who Qualifies | Payment Amounts in 2025 | August 2025 Payment Date |
|---|---|---|---|
| Canada Child Benefit | Families with children under 18; based on income | Up to $7,997/year ($667/month) per child under 6 Up to $6,748/year ($562/month) per child aged 6–17 | August 20, 2025 |
| Ontario Trillium Benefit | Ontario residents who qualify for provincial credits | OEPTC: Up to $106.91/month (ages 18–64) or $121.75/month (65+) NOEC: Up to $23.75/month OSTC: $30.91/month per person | August 8, 2025 |
| Canada Disability Benefit | Adults approved for Disability Tax Credit (DTC) | Up to $200/month (or lump sum if under $240/year) | August 21, 2025 |
Detailed Breakdown of Each Benefit
1. Canada Child Benefit (CCB)
The Canada Child Benefit provides monthly, tax-free payments to families raising children under the age of 18.
- Families with children under 6 can receive up to $7,997 per year, which works out to about $667 per month.
- Families with children aged 6 to 17 can receive up to $6,748 per year, or about $562 per month.
The amount depends on adjusted family net income. Higher-income families will see reduced benefits, while low and middle-income families will receive the maximum support.
Next payment date: August 20, 2025.
2. Ontario Trillium Benefit (OTB)
The Ontario Trillium Benefit combines three provincial credits into one monthly payment:
- Ontario Energy and Property Tax Credit (OEPTC): Helps offset energy and property tax costs.
- Up to $106.91/month for individuals aged 18–64.
- Up to $121.75/month for those aged 65 and above.
- Northern Ontario Energy Credit (NOEC): Provides additional relief for residents in Northern Ontario.
- Between $15.41 and $23.75/month depending on household size.
- Ontario Sales Tax Credit (OSTC): Helps individuals and families with sales tax costs.
- Flat $30.91/month per eligible person.
Payments are based on your 2024 tax return, so filing on time is essential.
Next payment date: August 8, 2025.
3. Canada Disability Benefit (CDB)
The Canada Disability Benefit is a new program in 2025 aimed at reducing poverty among working-age Canadians with disabilities.
- To qualify, you must be approved for the Disability Tax Credit (DTC).
- Eligible individuals will receive up to $200 per month.
- If the annual amount is less than $240, it may be issued as a lump sum payment.
This benefit provides direct, recurring support to those who often face higher living expenses due to disabilities.
Next payment date: August 21, 2025.
Why These Benefits Matter
- Relief During Inflation – With living costs still elevated, these payments provide families and individuals with much-needed financial relief.
- Targeted Support – Children, low-income households, and individuals with disabilities are directly supported.
- Predictable Deposits – Monthly payments ensure consistency, helping households manage bills and budgeting.
- Boost to Local Economy – These funds often go directly into groceries, utilities, and essentials, stimulating local businesses.
How to Make Sure You Get Paid
- File your taxes: Even if you have no income, filing ensures eligibility.
- Set up direct deposit: This guarantees faster access to your payments.
- Keep your information updated: Ensure your address, banking info, and family status are correct in your CRA account.
- Check CRA My Account: Always verify payment schedules and eligibility online.
Ontario residents are set to receive three boosted CRA payments in August 2025—the Canada Child Benefit, Ontario Trillium Benefit, and the Canada Disability Benefit. Together, these programs will deliver extra financial relief to families, seniors, and individuals with disabilities.
By filing taxes on time, setting up direct deposit, and keeping your details updated, you can ensure timely access to these benefits. These supports are designed to provide stability during challenging economic times and help Ontarians cover essential costs with greater ease.
FAQs
Do I need to apply for these benefits?
Most benefits are automatic if you’ve filed your taxes. The Canada Child Benefit and Ontario Trillium Benefit require no extra application. For the Canada Disability Benefit, you must be approved for the Disability Tax Credit (DTC).
Can I receive all three payments?
Yes. If you are eligible for the CCB, OTB, and CDB, you can receive all three. They are deposited on different dates but within the same month.
What if my payment is delayed?
Delays can occur if your tax return is not processed, your banking information is outdated, or if there are eligibility reviews. Always check your CRA account for updates.