Canada’s federal government has confirmed that the Canada Workers Benefit (CWB), a key support for low-income workers, will deliver up to $1,428 per quarter—or $5,712 annually—starting in 2025.
Unlike traditional tax credits, this payment is issued in installments throughout the year, offering timely financial relief to working Canadians.
Here’s a breakdown of who qualifies, how much they can receive, and when the payments arrive.
Key Details at a Glance
| Feature | Details (2025 CWB) |
|---|---|
| Annual Maximum | Up to $5,712 |
| Quarterly Payments | Up to $1,428 per quarter |
| 2025 Payment Dates | Jan 15, 2025 • Apr 15, 2025 • Jul 15, 2025 • Oct 15, 2025 |
| Eligibility | Low-income workers, age 19+, resident, not full-time student |
| Disability Supplement | Up to $737 annually for Canadians with a DTC |
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit designed to support low-income, employed Canadians.
It provides a basic amount, plus an optional disability supplement for eligible individuals.
Unlike lump-sum credits, the CWB offers gradual relief by providing advance quarterly payments.
This structure helps recipients manage living costs—groceries, utilities, rent—more predictably throughout the year.
2025 Payment Schedule
Payment installments are released directly to eligible recipients, following this schedule:
- Q1: January 15
- Q2: April 15
- Q3: July 15
- Q4: October 15
Quarterly payments are automatically issued, ensuring timely access to funds when needed most.
Who Qualifies for the CWB?
You may be eligible if you meet all these conditions:
- Resident of Canada and at least 19 years old by Dec 31, 2024 (or living with a dependent/spouse)
- Employed with income below established low-income thresholds
- Not a full-time student (over 13 weeks) unless supporting a child
- Not incarcerated for extended time
Income caps differ by region but generally fall around $33,000 for individuals and $50,000 for families.
A Disability Tax Credit (DTC) can unlock an additional supplement up to $737 per year, aiding those with higher living costs.
How to Apply
- File your 2024 tax return and complete Schedule 6 for the CWB.
- Opt in for advance quarterly payments if prompted.
- Keep your address and direct deposit info updated via CRA My Account.
No separate application is required—eligibility is confirmed through your tax return, and payments auto-start the following year.
The 2025 Canada Workers Benefit (CWB) offers meaningful financial support to low-income, working Canadians—delivering up to $1,428 quarterly and $5,712 per year.
With automatic payment delivery and a clear schedule, it provides predictable relief at moments it matters most.
Eligible recipients should ensure they file on time, opt in for advance payments, and keep their personal info up-to-date to secure uninterrupted support.
FAQs
Can I claim $5,712 right away?
No—payments are spread over four quarters at up to $1,428 each, totaling annually.
How do I get the disability supplement?
If you have an approved DTC, you’ll get up to an additional $737 per year, paid similarly in advance.
Are advance payments automatic?
Yes—once you file your return and opt in, quarterly payments are issued automatically through CRA.