The Canada Workers Benefit (CWB) is one of the most important financial supports available for low-income Canadians. For 2025, the Canada Revenue Agency (CRA) has confirmed that single workers can receive up to $1,590, while families are entitled to as much as $2,739.
This benefit is designed to help working individuals and families manage the rising cost of living. In addition, an extra $821 disability supplement is available for those who qualify.
Through the Advanced Canada Workers Benefit (ACWB), eligible Canadians can also receive early payments throughout the year, rather than waiting until tax season.
This article explains everything you need to know about the eligibility rules, payment schedule, benefit amounts, and application process for 2025.
What Is the Canada Workers Benefit?
The CWB is a refundable tax credit that provides direct financial assistance to low-income individuals and families. Unlike non-refundable credits, if the amount you qualify for is larger than your tax owed, you still receive the difference as a refund.
It has two main parts:
- Basic Benefit – up to $1,590 for singles and $2,739 for families.
- Disability Supplement – an additional $821 for eligible workers.
The CWB is automatic. As long as you file your annual tax return, the CRA will calculate the amount you are eligible to receive based on your income, family size, and disability status.
Benefit Amounts and Income Limits in 2025
The exact amount you receive depends on your Adjusted Family Net Income (AFNI). The benefit gradually decreases once your income crosses certain thresholds.
| Category | Maximum Benefit | Income Phase-Out Starts At | Phase-Out Ends At |
|---|---|---|---|
| Single Worker | $1,590 | $26,149 | $36,749 |
| Family (couples with/without kids) | $2,739 | $29,833 | $48,093 |
| Disability Supplement (Single) | $821 | Phases out by $42,222 | – |
| Disability Supplement (Family) | $821 | Phases out by $59,038 | – |
These income thresholds ensure the benefit is targeted at Canadians who need it most, while reducing gradually for those with higher incomes.
Payment Timeline for 2025
Instead of receiving the full benefit at tax time, the Advanced Canada Workers Benefit (ACWB) allows you to access up to 50% of your total benefit early. Payments for 2025 are scheduled as follows:
- January 10, 2025 – First advance instalment
- July 11, 2025 – Second advance instalment
- October 10, 2025 – Third advance instalment
The remaining balance will be paid when you file your 2025 tax return in spring 2026.
Eligibility Requirements for 2025
To qualify for the CWB in 2025, you must meet the following conditions:
- Be 19 years or older by December 31, 2024.
- Be a resident of Canada for the entire tax year.
- Earn employment or self-employment income within the CWB limits.
- File your 2024 tax return on time.
- Not be a full-time student (unless you have a dependent).
- Not be incarcerated for 90 days or more during the year.
For families, eligibility is determined based on combined household income and dependent status.
Disability Supplement Explained
The disability supplement provides an extra $821 for Canadians with approved disability status. This benefit is designed to provide additional financial support for those facing unique challenges.
To qualify:
- You must be eligible for the Disability Tax Credit (DTC).
- You must meet the income thresholds for the CWB.
The supplement phases out at higher income levels but ensures that low-income workers with disabilities receive extra help.
Why the Canada Workers Benefit Matters in 2025
The CWB is more than just a tax credit—it’s a lifeline for many Canadians. In 2025, this program is especially critical because:
- It helps offset the rising cost of living, including food, rent, and utilities.
- It provides advance payments, helping workers manage expenses throughout the year.
- It acknowledges and supports those with disabilities through the supplement.
- It ensures that working Canadians are rewarded for their efforts by boosting take-home income.
With inflation and economic pressures, the CWB ensures stability for those who need it most.
Quick Facts
| Feature | Details |
|---|---|
| Basic Benefit | $1,590 (single), $2,739 (family) |
| Disability Supplement | $821 extra |
| Advance Payment Dates | Jan 10, July 11, Oct 10, 2025 |
| Eligibility | Age 19+, income within limits, file 2024 tax return |
| Application Process | Automatic – through tax filing |
The Canada Workers Benefit (CWB) is a crucial financial support for low-income Canadians in 2025. With up to $1,590 for single workers, $2,739 for families, and an extra $821 disability supplement, it provides real relief in an era of high living costs.
Thanks to the Advance Canada Workers Benefit, payments are distributed throughout the year—helping Canadians stay financially stable.
By filing your tax return on time and ensuring your information is accurate, you can maximize your entitlement and make the most of this valuable government support. The CWB ensures that hardworking Canadians are not left behind, and in 2025, it remains one of the most powerful tools for improving financial security across the country.
FAQs
Who is eligible for the $1,590 Canada Workers Benefit in 2025?
Any worker 19 or older, living in Canada, who files their 2024 tax return and has income within the CWB thresholds.
When are the Canada Workers Benefit payments made in 2025?
Payments are issued on January 10, July 11, and October 10, 2025, with the remaining balance after filing 2025 taxes.
Is there extra support for Canadians with disabilities?
Yes, eligible individuals can receive up to $821 as a disability supplement, on top of the regular benefit.