Canadian seniors have received good news for 2025. The Government of Canada has confirmed a major update to the Guaranteed Income Supplement (GIS) program, with eligible seniors set to receive a boost of up to $1,395.73 per month starting in July 2025.
This increase is designed to help low-income seniors cope with rising living costs such as food, rent, healthcare, and utilities. The GIS program has always been a lifeline for vulnerable retirees, and the latest boost further strengthens financial stability for older Canadians.
What Is the $1,395 GIS Boost?
The Guaranteed Income Supplement (GIS) is a monthly, non-taxable benefit paid to low-income seniors in addition to their Old Age Security (OAS) pension. The newly announced $1,395.73 monthly allowance specifically applies to individuals aged 60 to 64 who are spouses, partners, or survivors of OAS recipients.
This boost ensures that seniors facing financial hardship can maintain basic living standards while inflation continues to drive up daily expenses.
Eligibility for the GIS Boost
Not every senior will automatically qualify for the full $1,395.73 benefit. The government has outlined clear criteria for eligibility:
- Age: Must be between 60 and 64 years old.
- Relationship: Must be the spouse, partner, or survivor of an Old Age Security recipient.
- Residency: Must have lived in Canada for at least 10 years after the age of 18.
- Income Threshold: Household income must be below a set government limit (for 2025, the threshold is just over $41,000 combined income).
Those who meet these conditions will automatically receive the updated GIS Allowance from July 2025.
GIS Boost Payment Timeline
Payments for the GIS are made monthly, alongside OAS benefits, following a regular schedule. The government has already published the 2025 calendar.
Here’s when seniors can expect their monthly deposits:
| Month | GIS/OAS Payment Date 2025 |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 28, 2025 |
| May | May 28, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
The boosted $1,395.73 allowance begins with the July 29, 2025 payment and continues monthly thereafter.
GIS Boost at a Glance
Here’s a quick summary of the confirmed details:
| Category | Details |
|---|---|
| Boost Amount | $1,395.73 per month |
| Eligibility Age | 60 to 64 years |
| Who Qualifies | Spouse, partner, or survivor of OAS recipient |
| Residency Rule | 10 years in Canada after age 18 |
| Income Limit | Household income under approx. $41,000 |
| Payment Start | July 29, 2025 |
| Frequency | Monthly (via direct deposit or cheque) |
| Tax Status | Non-taxable benefit |
Why This Boost Matters
The GIS boost is more than just a policy update—it’s a vital support system for thousands of seniors across Canada.
Many seniors struggle with:
- Rising rental costs in major cities
- Higher grocery bills due to inflation
- Out-of-pocket healthcare expenses not covered by provincial plans
- Utility and energy bills that continue to climb
The extra $1,395 per month provides meaningful relief and helps seniors maintain dignity and independence.
Other Important Details
- Quarterly Reviews: GIS amounts are reviewed four times per year (January, April, July, October) and adjusted for inflation.
- Automatic Enrollment: If you qualify, you are usually enrolled automatically. Otherwise, you can apply through Service Canada.
- Tax Filing Requirement: Seniors must file their annual tax returns to keep receiving GIS. Missing or late returns may result in suspended payments.
How to Apply for the GIS Boost
Most seniors who qualify will be automatically enrolled, but in some cases, an application is needed. Here’s how:
- Check Eligibility: Ensure you meet the income, residency, and relationship requirements.
- Apply Online: Use your My Service Canada Account.
- Apply by Mail: Submit the official GIS application form.
- Stay Updated: Make sure your tax filings are up-to-date to avoid interruptions.
The $1,395 GIS boost confirmed for July 2025 is a major step toward protecting Canada’s most vulnerable seniors. By raising the monthly benefit, the government ensures that older Canadians can better handle rising living expenses, from groceries to housing and healthcare.
For low-income seniors, this isn’t just extra money—it’s a safety net that enhances financial security and provides peace of mind during retirement.
FAQs
Who will receive the $1,395 GIS boost?
The boost is for Canadians aged 60 to 64, who are the spouse, partner, or survivor of an OAS recipient, and who meet income and residency requirements.
When will the boosted payments begin?
The first payment with the new $1,395.73 rate will be made on July 29, 2025, followed by regular monthly payments.
Is the GIS benefit taxable?
No. The Guaranteed Income Supplement is a non-taxable benefit, meaning seniors can use the full amount for their daily needs.