Millions of Canadians rely on the Canada Pension Plan (CPP) and Old Age Security (OAS) each month to support their retirement. These two major federal programs provide steady income to seniors across the country. For August 2025, both CPP and OAS payments are scheduled to arrive on Wednesday, August 27, 2025.
This guide explains everything you need to know, including payment dates, amounts, eligibility rules, and what to do if your deposit is delayed. It also highlights recent increases to OAS payments and other government benefits available in August.
August 2025 Payment Schedule
The CPP and OAS benefits will be directly deposited into eligible Canadians’ bank accounts on August 27, 2025.
Alongside these payments, other federal and provincial benefits will also be released in August, including:
- Canada Child Benefit (CCB)
- Ontario Trillium Benefit (OTB)
- Ontario Disability Support Program (ODSP)
- New Canada Disability Benefit
- Veteran Disability Pension
These programs together help seniors, families, and people with disabilities manage living costs.
CPP Payment Dates for 2025
Here is the official CPP payment schedule for the entire year:
| Month | CPP Payment Date |
|---|---|
| August 2025 | Aug. 27, 2025 |
| September 2025 | Sept. 25, 2025 |
| October 2025 | Oct. 29, 2025 |
| November 2025 | Nov. 26, 2025 |
| December 2025 | Dec. 22, 2025 |
How Much Will My CPP Payment Be?
The amount of CPP you receive depends on:
- Your age when you start the pension.
- How long you contributed to CPP.
- The amount you contributed during your working years.
As of January 2025:
- The maximum CPP pension at age 65 is $1,433 per month.
- The average CPP payment at age 65 (April 2025 data) is $844.53 per month.
You can view a personal estimate of your CPP amount by signing in to your My Service Canada Account.
Old Age Security (OAS) Payment Updates
The OAS pension is available to Canadians 65 years and older. In most cases, Service Canada automatically enrolls you, but if not, you may need to apply.
OAS Increases in 2025
- Starting July 2025, OAS increased by 1% for the quarter (July–September).
- Compared to July 2024, this is a 2.3% yearly increase.
- Payments rise every January, April, July, and October, based on the Consumer Price Index (CPI).
- Importantly, payments will never decrease even if the cost of living goes down.
Maximum OAS Pension (July–September 2025)
- Ages 65 to 74: $734.95 per month
- Ages 75 and older: $808.45 per month
OAS Income Limits
- Ages 65 to 74: Must earn less than $148,541 (2024 income).
- Ages 75+: Must earn less than $154,196 (2024 income).
The CRA also offers an OAS Benefit Estimator online to help calculate your payment.
Other Benefits Paid in August 2025
In addition to CPP and OAS, Canadians may also receive:
- Canada Child Benefit (CCB) – Support for families with children under 18.
- Ontario Trillium Benefit (OTB) – Helps with sales and property tax credits.
- Ontario Disability Support Program (ODSP) – For people with disabilities in Ontario.
- Canada Disability Benefit – New monthly support for low-income Canadians with disabilities.
- Veteran Disability Pension – For retired service members with health conditions.
What If You Don’t Receive Your Payment?
If your CPP or OAS payment does not arrive on August 27, 2025, you should:
- Wait 10 working days after the payment date.
- If it still hasn’t arrived, contact the CRA or Service Canada to report the issue.
Most delays happen due to bank processing times, incorrect account information, or mailing delays if you receive paper cheques.
The August 2025 CPP and OAS payments will be deposited on August 27, giving seniors across Canada financial support to help with their daily living costs.
With the OAS increase starting in July and the continued rollout of other federal and provincial programs, Canadians can expect stable monthly income.
Understanding your eligibility, payment dates, and benefit amounts ensures you never miss out on the money you deserve. If payments are delayed, always wait the recommended 10 business days before contacting authorities.
FAQs
When will CPP and OAS be paid in August 2025?
Both CPP and OAS will be paid on Wednesday, August 27, 2025.
How much will OAS be from July to September 2025?
Ages 65–74: $734.95 per month
Ages 75+: $808.45 per month
What should I do if I don’t get my CPP or OAS payment?
Wait 10 working days after the payment date, then contact Service Canada or CRA if you still haven’t received your money.