The Canada Child Benefit (CCB) is one of the most important supports for families across the country. This tax-free monthly payment, often referred to as the child tax benefit or baby bonus, helps parents manage the rising costs of raising children under the age of 18.
The August 2025 Canada Child Benefit payment is scheduled to arrive on Wednesday, August 20, 2025, directly into recipients’ bank accounts. Here’s everything you need to know about eligibility, payment amounts, recalculations, and what to do if you don’t receive your payment on time.
What is the Canada Child Benefit (CCB)?
The CCB is designed to provide financial relief to families with children under 18. Payments are income-tested and vary depending on:
- Number of children in the household.
- Age of the children.
- Marital status of the parents.
- Adjusted family net income.
When Are CCB Payments Made?
The CCB is paid monthly, usually around the 20th of each month. Below is the complete schedule for 2025:
| Month | Payment Date |
|---|---|
| January 2025 | 20 |
| February 2025 | 20 |
| March 2025 | 20 |
| April 2025 | 17 |
| May 2025 | 20 |
| June 2025 | 20 |
| July 2025 | 18 |
| August 2025 | 20 |
| September 2025 | 19 |
| October 2025 | 20 |
| November 2025 | 20 |
| December 2025 | 12 |
How Much Will Families Receive in August 2025?
The maximum payment amounts for the July 2025 – June 2026 benefit year are:
- Children under age 6: Up to $7,997 per year ($666.41 per month).
- Children aged 6–17: Up to $6,748 per year ($562.33 per month).
This represents an increase of about $200 from the previous year, reflecting inflation adjustments.
Families with an adjusted net income under $37,487 receive the maximum benefit. Payments gradually reduce as income rises.
Recalculation of CCB Payments
Each July, the CCB is recalculated based on the previous year’s adjusted family net income. This means:
- Payments from July 2025 to June 2026 are based on 2024 income.
- Filing your tax return on time is essential. If you or your spouse/common-law partner do not file, your CCB payments may stop.
Even if your income is tax-exempt or zero, you must file to remain eligible.
Eligibility Requirements for CCB
To qualify, you must meet all of the following conditions:
- Live with a child under 18 years of age.
- Be primarily responsible for the care and upbringing of the child.
- Be a resident of Canada for tax purposes.
- You or your spouse/common-law partner must have filed a tax return.
Important notes:
- You cannot receive CCB for a foster child in any month when the Children’s Special Allowance (CSA) is payable.
- You may still be eligible if you care for a child under kinship or Indigenous governing body programs, provided CSA is not being paid for that child.
How to Apply for CCB
There are several ways to apply:
- At Birth Registration – Most provinces allow you to apply when registering your child’s birth.
- Online via CRA My Account – Quick, easy, and secure.
- Paper Application (Form RC66) – Fill out and mail to your tax centre.
- Through Direct Deposit – Sign up via CRA My Account, by phone (1-800-959-8281), or through your financial institution.
You will need:
- Social Insurance Number (SIN)
- Personal details (name, address, DOB)
- Most recent tax return information
- Banking details (institution number, transit number, account number)
What If You Don’t Receive Your Payment?
If your CCB payment doesn’t arrive on August 20, 2025:
- First, wait five business days to allow for processing.
- Check the status of your payment in your CRA My Account.
- Ensure your direct deposit information is up to date.
- If payment is still missing after the waiting period, contact the CRA.
Quick Reference
| Factor | Details |
|---|---|
| Next Payment Date | August 20, 2025 |
| Max Benefit (Under 6) | $7,997/year ($666.41/month) |
| Max Benefit (Ages 6–17) | $6,748/year ($562.33/month) |
| Income Threshold (Full Benefit) | $37,487 or less |
| Recalculation Period | July 2025 – June 2026 (based on 2024 income) |
| Application Methods | Birth registration, CRA My Account, paper form, direct deposit |
The Canada Child Benefit continues to be a lifeline for millions of families, helping cover essential expenses like food, childcare, and clothing. The next payment is scheduled for August 20, 2025, with maximum benefits reaching $7,997 annually for children under 6 and $6,748 for children aged 6–17.
Families are reminded to file taxes on time, update direct deposit details, and check their CRA accounts to avoid disruptions.
This month’s CCB payment offers continued relief as families prepare for the new school year and rising household costs.
FAQs
Who qualifies for the Canada Child Benefit?
Anyone living with a child under 18, primarily responsible for their care, and who files taxes annually is eligible.
How is the CCB amount calculated?
A2: Payments depend on family income, number of children, and ages of children. Lower-income families receive the maximum benefit.
What happens if I don’t file my taxes?
Your payments will stop until you and/or your spouse file tax returns, even if your income is tax-exempt.